What is Life Insurance?
A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.
Life insurance is a contract wherein an individual is offered financial coverage by an insurance company in exchange for a payment over a period. The payment made to the insurer is referred to as the premium. In case the policyholder passes away during the policy tenure, the insurance company will offer a lump sum amount to his/her nominee. This lump sum amount is called the sum assured on death or the death benefit. Upon completion of the policy term, the policyholder receives a sum assured on maturity or the maturity benefit from the insurer along with some bonuses.
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Title: How to start Restaurant in Rs.75,000 only, Restaurant business idea Hindi#
Insurance is a type of risk management that is used to reduce the financial risk of potential losses. In this article, we will talk about the different types of insurance, the benefits and disadvantages, and how to get it. Types: There are three types of insurance: life insurance, disability insurance, and health insurance. Benefits: Insurance offers many benefits for people with disabilities or who are in need of medical care. Disadvantages: Insurance can be expensive for some people who have to pay monthly premiums or have high deductibles. How to get it: One way to get it is by going through an employer-sponsored group plan. Another way is by purchasing an individual plan from a private company or government agency.