What is Life Insurance?
A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.
Life insurance is a contract wherein an individual is offered financial coverage by an insurance company in exchange for a payment over a period. The payment made to the insurer is referred to as the premium. In case the policyholder passes away during the policy tenure, the insurance company will offer a lump sum amount to his/her nominee. This lump sum amount is called the sum assured on death or the death benefit. Upon completion of the policy term, the policyholder receives a sum assured on maturity or the maturity benefit from the insurer along with some bonuses.
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The insurance industry is a booming business. It has grown immensely in the past few decades and is expected to grow in the future. The rise of digital technologies has helped the industry to grow by providing new opportunities for insurance companies to reach out to more customers and provide them with quotes.
The insurance industry has been a booming business for decades now, and it is expected that it will continue to be so in the future. The rise of digital technologies has helped this industry by providing new opportunities for insurance companies to reach out and offer quotes to more customers.